Georgia Paycheck Calculator

Georgia switched to a flat 5.49% income tax in 2024. Calculate your exact take-home pay.

🔒 No sign-up 💾 Runs in your browser 📅 GA tax rates updated 2026

GA• State Income Tax: Progressive

Gross Pay Amount ($)

Pay Period

Filing Status

401(k) Contribution (%)2.5%

Health Insurance ($ / period)

HSA Contribution ($ / period)

Other Pre-Tax Deductions ($ / period)

PAY PERIOD: biweeklyEST. PAY DATE: Jun 26, 2026

Estimated Take-Home Pay$2,711.18(~$70,490.56 / year)

Tax rates sourced from Georgia Tax Authority and the IRS (2026)

Earning / Deduction	Rate / Amount
Gross Pay	$3,846.15
Federal Income Tax	- $491.46
State Income Tax (GA)	- $203.13
Social Security (6.2%)	- $238.46
Medicare (1.45%)	- $55.77
Pre-Tax Deductions	- $146.15
Net Take-Home Pay	$2,711.18

Withholding Breakdown

Take-Home (70%)Federal (13%)State & Local (5%)FICA (8%)Deductions (4%)

$99,999.90Annual Gross

$25,709.35Annual Taxes

$70,490.56Annual Net

Georgia transitioned from a progressive bracket system to a flat 5.49% rate in 2024. The rate is scheduled to decrease gradually to 4.99% by 2029.

Estimates only. Actual withholding depends on your W-4 and employer setup. Consult a tax professional for exact figures.

Frequently Asked Questions

Georgia's flat income tax took effect on January 1, 2024, replacing the previous six-bracket system that topped out at 5.75%. The 2022 legislation set the initial flat rate at 5.49% for 2024.

Partially. Georgia offers a retirement income exclusion of $65,000 per person (age 65+) or $35,000 per person (ages 62–64). Social Security is fully exempt.

Georgia does not have a state disability insurance (SDI) program, and unemployment insurance is funded solely by employers — no employee contribution is withheld.

FICA (Federal Insurance Contributions Act) funds Social Security and Medicare. Employees pay 6.2% of wages toward Social Security (up to the $176,100 wage base in 2026) and 1.45% toward Medicare with no cap. These deductions apply in every state — they are federal, not state, taxes.

Gross pay is your salary or hourly wages before any deductions. Net pay (take-home pay) is what you actually receive after federal income tax, FICA, state income tax, and any voluntary deductions like health insurance or 401(k) contributions are withheld. This calculator shows both.

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