Pennsylvania Paycheck Calculator

Pennsylvania has a flat 3.07% state income tax — one of the lowest in the US.

🔒 No sign-up 💾 Runs in your browser 📅 PA tax rates updated 2026
PA• State Income Tax: Progressive
$
2.5%
PAY PERIOD: biweeklyEST. PAY DATE: Jun 26, 2026
Estimated Take-Home Pay$2,800.72(~$72,818.59 / year)
Tax rates sourced from Pennsylvania Tax Authority and the IRS (2026)
Earning / DeductionRate / Amount
Gross Pay$3,846.15
Federal Income Tax- $491.46
State Income Tax (PA)- $113.59
Social Security (6.2%)- $238.46
Medicare (1.45%)- $55.77
Pre-Tax Deductions- $146.15
Net Take-Home Pay$2,800.72
Withholding Breakdown
Take-Home (73%)Federal (13%)State & Local (3%)FICA (8%)Deductions (4%)
$99,999.90Annual Gross
$23,381.31Annual Taxes
$72,818.59Annual Net
Pennsylvania taxes wages at a flat 3.07% with no standard deduction and no personal exemptions for most filers. Many PA municipalities also levy a local Earned Income Tax (EIT) — commonly 1–3%.
Estimates only. Actual withholding depends on your W-4 and employer setup. Consult a tax professional for exact figures.

Frequently Asked Questions

Most Pennsylvania municipalities levy a local Earned Income Tax (EIT) on top of the 3.07% state tax. The rate is typically 1–3% depending on where you live and work. Philadelphia has one of the highest at 3.75% for residents. Your employer withholds this local EIT.
Pennsylvania has a 0.06% State Unemployment Compensation tax withheld from employee wages (one of the few states that does). Combined with the 3.07% income tax and applicable local EIT, total state-level withholding is still modest.
No — Pennsylvania does not tax most retirement income, including 401(k) distributions, IRA withdrawals, pension payments, and Social Security. This makes PA retirement-friendly.
FICA (Federal Insurance Contributions Act) funds Social Security and Medicare. Employees pay 6.2% of wages toward Social Security (up to the $176,100 wage base in 2026) and 1.45% toward Medicare with no cap. These deductions apply in every state — they are federal, not state, taxes.
Gross pay is your salary or hourly wages before any deductions. Net pay (take-home pay) is what you actually receive after federal income tax, FICA, state income tax, and any voluntary deductions like health insurance or 401(k) contributions are withheld. This calculator shows both.

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Calculators are for informational purposes only. Not financial, tax, or medical advice.